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Buying Tips | Borrowing Better
A Step by Step Guide on How to Buy a House

A Step by Step Guide on How to Buy a House


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The process of purchasing a house today is much more complicated than it was a decade ago. Lenders are more stringent on what consumers they approve for loans, and the real estate market is highly competitive. So, a prospective buyer must educate themselves not only...
Should You Borrow From 401k to Buy a House?

Should You Borrow From 401k to Buy a House?


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A 401k is there for retirement, but it is also there when a consumer has a financial pinch that needs relieving. According to 2013 data pulled from the Employee Benefit Research Institute, 21 percent of those employees eligible to withdraw or take a loan from their...
What’s the Best Time of Year to Buy Appliances?

What’s the Best Time of Year to Buy Appliances?


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Buying large appliances, like a new dishwasher or oven, can really set you back when it comes to your budget. How can you make it easier on you and your wallet? One solution is to find the right time to buy what you need. Quick Navigation Specific Months of the YearAt...
Home Insurance: What It Is, How It Works, and Why You Need It

Home Insurance: What It Is, How It Works, and Why You Need It


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Mortgage, property taxes, closing costs, lender’s insurance, move-in expenses, and now someone wants you to buy home insurance? How much is that going to cost? Do you really need it? What could happen if you don’t have it? Read on, while we break it all...
Appraisal: Here’s the Best Time If You’re Buying or Selling

Appraisal: Here’s the Best Time If You’re Buying or Selling


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If you’ve found the home of your dreams or selling your current home, are you wondering if you should seek an appraisal? Well, then you’ve come to the right place because this guide will tell you what you need to know. Here’s What the Appraisal...
Buying Short Sale Homes as Investments

Buying Short Sale Homes as Investments


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If you were to scan MLS listings in many parts of the country, you might not even know that the real estate market (and the whole economy) was in free fall only ten years ago. In many cities, especially, the housing market has not only recovered, but has returned to...