New homebuyers find their vocabularies expanding when they start shopping for a mortgage. You may already be familiar with terms like “APR” and “credit score.” Both of these will come into play when you look for a loan, as will your debt-to-income ratio. What is...
With the ever-changing state of the housing and financial markets, many homeowners consider a refinance mortgage to meet those changes. There are several reasons a homeowner may want to consider refinancing their home loan. Homeowners can often reduce their interest...
The average first time home buyer is often completely overwhelmed when they start to consider homeownership. A new home is likely the largest purchase most people will make in their lifetime. When you’re first starting out, you may experience some sticker shock. And a...