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| Borrowing Better
A Step by Step Guide on How to Buy a House

A Step by Step Guide on How to Buy a House


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The process of purchasing a house today is much more complicated than it was a decade ago. Lenders are more stringent on what consumers they approve for loans, and the real estate market is highly competitive. So, a prospective buyer must educate themselves not only...
Should You Borrow From 401k to Buy a House?

Should You Borrow From 401k to Buy a House?


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A 401k is there for retirement, but it is also there when a consumer has a financial pinch that needs relieving. According to 2013 data pulled from the Employee Benefit Research Institute, 21 percent of those employees eligible to withdraw or take a loan from their...
How Can I Buy a House with No Money Down? (Or Just a Little)

How Can I Buy a House with No Money Down? (Or Just a Little)


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Does buying a home with no money down — or 6 percent down or less — sound too good to be true? 60 percent of first-time homebuyers do it this way. That’s right. The Los Angeles Times reports, “The 20 % mortgage down payment is all but...
What’s the Best Time of Year to Buy Appliances?

What’s the Best Time of Year to Buy Appliances?


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Buying large appliances, like a new dishwasher or oven, can really set you back when it comes to your budget. How can you make it easier on you and your wallet? One solution is to find the right time to buy what you need. Quick Navigation Specific Months of the YearAt...
Does Buying Bulk Food Online Actually Save You Money?

Does Buying Bulk Food Online Actually Save You Money?


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The idea of simply pressing a few buttons and buying all your food in bulk at once online sure is appealing, isn’t it? What if it also saved you quite a bit of money as well?We are going to be taking a look at what goes into buying bulk food online and discussing...
10 Untapped Ways on How to Save Money Fast

10 Untapped Ways on How to Save Money Fast


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Trying to jumpstart your savings account? Let’s talk abouthow to save money fast and get your finances looking better than ever.Saving money can be extremely difficult and tedious, especially if you already don’t have a lot of extra to spare when it comes to your...
5 Best Student Credit Card Options

5 Best Student Credit Card Options


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When first starting college, students typically don’t have a lot of experience with credit cards, or with their credit at all for that matter. What cards should they start out with to learn the importance of building credit?We are going to be sharing five of the top...
Where to Get Cheap Health Insurance

Where to Get Cheap Health Insurance


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Getting health insurance can seem like an extremely daunting, difficult, and expensive task. We are here to make it much simpler and more affordable.We are going to be sharing where and how to get cheap health insurance that will work for your needs and your wallet....
A Beginner’s Guide to Bank to Bank Transfer

A Beginner’s Guide to Bank to Bank Transfer


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Image from PixabayThis is going to be the ultimate guide to bank to bank transfers for beginners.There are a few different ways that you can actually initiate and complete a bank to bank transfer, and it really depends on what you are using the money for and how much...
How to Raise Your Credit Score When in Debt

How to Raise Your Credit Score When in Debt


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Having trouble learning how to raise your credit score while you’re in debt? You have come to the right place. Quick Navigation Why Is Your Credit Score Low?Errors on Your Credit ReportOther Reasons Your Credit Score Is LowPay Any Late PaymentsOpen a Secured Credit...