Arbitration is a term we are hearing more and more frequently when it comes to settling disputes. Traditionally, when an individual would challenge a company, they would need to go to court. This would involve hiring a lawyer, filing all sorts of paperwork and...
The process of purchasing a house today is much more complicated than it was a decade ago. Lenders are more stringent on what consumers they approve for loans, and the real estate market is highly competitive. So, a prospective buyer must educate themselves not only...
A 401k is there for retirement, but it is also there when a consumer has a financial pinch that needs relieving. According to 2013 data pulled from the Employee Benefit Research Institute, 21 percent of those employees eligible to withdraw or take a loan from their...
Does buying a home with no money down — or 6 percent down or less — sound too good to be true? 60 percent of first-time homebuyers do it this way. That’s right. The Los Angeles Times reports, “The 20 % mortgage down payment is all but...
Trying to jumpstart your savings account? Let’s talk abouthow to save money fast and get your finances looking better than ever. Saving money can be extremely difficult and tedious, especially if you already don’t have a lot of extra to spare when it comes to your...
When first starting college, students typically don’t have a lot of experience with credit cards, or with their credit at all for that matter. What cards should they start out with to learn the importance of building credit?We are going to be sharing five of the top...
