📈 Free Calculator
See your money grow — then see what fees steal back
Project your investment growth over time, visualize the power of compounding, and uncover how expense ratios silently erode your returns.
Final Balance
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after 30 years
Total Contributions
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initial + monthly deposits
Interest Earned
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compound growth
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Growth by 5-Year Interval
Contributions
Interest Earned
| Year | Balance | Contributions | Interest Earned | Growth Multiple |
|---|
For informational purposes only. Not financial advice. Assumes a constant rate of return — real investments fluctuate. Does not account for taxes or inflation. Actual results will vary.
The Silent Fee
What expense ratios steal from your returns
Same inputs, three different annual fees. Run the calculator above to populate your numbers.
↑ Run the calculator above to populate these numbers0% Fee · Index Fund
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Calculate above first
0.5% Annual Fee
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Calculate above first
1% Annual Fee
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Calculate above first
A 1% expense ratio doesn't just cost you 1% per year — it also costs you the compounding growth on that amount. The drag accelerates as your balance grows.
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