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Kevin M. Lyle | Borrowing Better
Mortgage Definition 101: Understanding This Type of Loan

Mortgage Definition 101: Understanding This Type of Loan


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A mortgage is a specific kind of loan that covers the purchase price of a house or other property. The most common type of mortgage is a family borrowing money to pay for a new house. Sometimes companies use mortgages when they buy new locations or buildings to help...
What Is a Good Credit Score and How to Improve Yours

What Is a Good Credit Score and How to Improve Yours


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What is a good credit score and why is it so important? Your credit score can determine quite a bit about your life. It can determine where you live, what you drive, and even where you work. If you don’t have a great credit score, it’s important that you...
Refinance Definition 101: Understanding How Refinancing Works

Refinance Definition 101: Understanding How Refinancing Works


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Looking for a simple refinance definition? Look no further: refinancing is simply the process of taking out a new loan to replace your old loan. People usually refinance when there is an opportunity to save money over the long-term, such as when there are better terms...
What Is a Conventional Loan and How to Contract an Advantageous One

What Is a Conventional Loan and How to Contract an Advantageous One


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If you have ever wondered what is a conventional loan when reading about mortgages, we’re here to help. A conventional loan is a type of mortgage that does not have any kind of government guarantee backing it. Some loans have government backing because they are...
Property Assessment 101: How to Complete It and What to Expect

Property Assessment 101: How to Complete It and What to Expect


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Property assessment refers to the act of determining the market value of your property for the purpose of assessing your property tax. Your local government office determines the value of your property annually so they can assess the tax on your property. These tax...