Credit card and unsecured debt is a problem that plagues many, if not most people. Debt can become overwhelming, shaving down a person’s credit score and ultimately impacting their happiness and even quality of life. For those with bad or at-risk credit, it will be to...
Whether you’re new to the world of credit-building or have a general understanding about the importance of a good credit score, it’s in your best interest to maintain or increase credit score whenever possible. This article will touch upon some simple ways to...
Does buying a home with no money down — or 6 percent down or less — sound too good to be true? 60 percent of first-time homebuyers do it this way. That’s right. The Los Angeles Times reports, “The 20 % mortgage down payment is all but...
When first starting college, students typically don’t have a lot of experience with credit cards, or with their credit at all for that matter. What cards should they start out with to learn the importance of building credit?We are going to be sharing five of the top...
Many working families have fallen into financial hardship under the changing economy. As a result, some have turned to credit counseling services to get out from under mountains of debt. Credit counseling can be a critical step toward recovery, but it can also impact...
It can be hard to know if you are getting a good deal on your loan. Here is everything you need to know about amortization and loans, so you’ll never pay too much. What is loan amortization? Despite the technical name, an amortized loan is a common loan type...
