Let’s discuss the importance of seeing a copy of your annual credit report and share tips on achieving better credit. Everybody who has been issued a social security number has a credit report and this is the case regardless of whether you’ve ever opened...
For most people, buying a home or investment property is the largest financial transaction they will ever experience. Consequently, it is little surprise that obtaining a mortgage is among the most stressful events home buyers will suffer. Interfacing with large banks...
Credit scores are no easy hurdle to jump. They help you rent an apartment, sign a lease on a new car, and help you buy a new phone. With older folk with more decent credit, applying to any number of applications might seem like any easy task. However, with newer...
What is a good credit score and why is it so important? Your credit score can determine quite a bit about your life. It can determine where you live, what you drive, and even where you work. If you don’t have a great credit score, it’s important that you...
Debt plays a massive role in determining not only how much house a homebuyer can afford, but if they would qualify for a mortgage in the first place. There are specific preferences unique to each lender and type of loan. Some banks allow a higher debt amount than...