by Kevin M. Lyle | Jun 30, 2017 | Buying Tips, Credit
For most people, buying a home or investment property is the largest financial transaction they will ever experience. Consequently, it is little surprise that obtaining a mortgage is among the most stressful events home buyers will suffer. Interfacing with large banks...
by Kevin M. Lyle | Jun 20, 2017 | Buying Tips
The real estate world can seem confusing at first, particularly when you look at the terminology. You are probably familiar with the fact that if you want to buy or sell a house or a piece of property, you need a real estate professional to guide you and act as an...
by Kevin M. Lyle | Jun 14, 2017 | Credit, Tools & Resources
Credit scores are no easy hurdle to jump. They help you rent an apartment, sign a lease on a new car, and help you buy a new phone. With older folk with more decent credit, applying to any number of applications might seem like any easy task. However, with newer...
by Kevin M. Lyle | Jun 6, 2017 | Borrowing, Homes
A mortgage is a specific kind of loan that covers the purchase price of a house or other property. The most common type of mortgage is a family borrowing money to pay for a new house. Sometimes companies use mortgages when they buy new locations or buildings to help...
by Kevin M. Lyle | May 30, 2017 | Credit
What is a good credit score and why is it so important? Your credit score can determine quite a bit about your life. It can determine where you live, what you drive, and even where you work. If you don’t have a great credit score, it’s important that you...
by Kevin M. Lyle | May 9, 2017 | Refinancing, Tools & Resources
Looking for a simple refinance definition? Look no further: refinancing is simply the process of taking out a new loan to replace your old loan. People usually refinance when there is an opportunity to save money over the long-term, such as when there are better terms...
by Kevin M. Lyle | May 2, 2017 | Borrowing, Homes
If you have ever wondered what is a conventional loan when reading about mortgages, we’re here to help. A conventional loan is a type of mortgage that does not have any kind of government guarantee backing it. Some loans have government backing because they are...
by Kevin M. Lyle | Apr 25, 2017 | Buying Tips, Tools & Resources, Uncategorized
Property assessment refers to the act of determining the market value of your property for the purpose of assessing your property tax. Your local government office determines the value of your property annually so they can assess the tax on your property. These tax...
by Kevin M. Lyle | Apr 11, 2017 | Tools & Resources
The process of getting a mortgage and shopping for the best deal may seem difficult. However, there are many tools available that make this process much easier. One of those tools is a mortgage loan calculator. Mortgage loan calculators provide a great way to estimate...
by Kevin M. Lyle | Apr 5, 2017 | Buying Tips, Foreclosures
Buying a foreclosed home can be a great way to save money. It is, however, very different from the process involved with buying a more traditional property. Before you get ready to talk to the bank, make sure you consider these ten factors below. They’ll help...