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Savings Rate Calculator — compare your savings

Enter your numbers and instantly compare your savings rate and balance to your generation, the US average, and savers worldwide — then see exactly how long until financial independence.

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Savings Rate Calculator

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Step 1

How does your savings rate compare?

Please enter a valid monthly income.

20.0%
Savings Rate
For informational purposes only. Not financial advice. FIRE timelines use the MMM method — assumes 4% safe withdrawal rate, constant real return, and starting from $0 saved. Balance-adjusted projections use compound growth formula. Coast FIRE requires existing savings to grow untouched. Real returns fluctuate. Consult a qualified financial advisor before making major decisions.
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