Credit card and unsecured debt is a problem that plagues many, if not most people. Debt can become overwhelming, shaving down a person’s credit score and ultimately impacting their happiness and even quality of life. For those with bad or at-risk credit, it will be to...
Whether you’re new to the world of credit-building or have a general understanding about the importance of a good credit score, it’s in your best interest to maintain or increase credit score whenever possible. This article will touch upon some simple ways to...
The process of purchasing a house today is much more complicated than it was a decade ago. Lenders are more stringent on what consumers they approve for loans, and the real estate market is highly competitive. So, a prospective buyer must educate themselves not only...
A 401k is there for retirement, but it is also there when a consumer has a financial pinch that needs relieving. According to 2013 data pulled from the Employee Benefit Research Institute, 21 percent of those employees eligible to withdraw or take a loan from their...
Does buying a home with no money down — or 6 percent down or less — sound too good to be true? 60 percent of first-time homebuyers do it this way. That’s right. The Los Angeles Times reports, “The 20 % mortgage down payment is all but...
Buying large appliances, like a new dishwasher or oven, can really set you back when it comes to your budget. How can you make it easier on you and your wallet? One solution is to find the right time to buy what you need. Quick Navigation Specific Months of the YearAt...
The idea of simply pressing a few buttons and buying all your food in bulk at once online sure is appealing, isn’t it? What if it also saved you quite a bit of money as well? We are going to be taking a look at what goes into buyingbulk food online and discussing...
Trying to jumpstart your savings account? Let’s talk abouthow to save money fast and get your finances looking better than ever. Saving money can be extremely difficult and tedious, especially if you already don’t have a lot of extra to spare when it comes to your...
If you’re considering forbearance or deferment for your college loans, then chances are you struggle with making the minimum monthly payment. Don’t feel bad. There are a lot of borrowers out there that are in the exact same situation. Unfortunately, student loan debt...
When first starting college, students typically don’t have a lot of experience with credit cards, or with their credit at all for that matter. What cards should they start out with to learn the importance of building credit?We are going to be sharing five of the top...
