by Jess Faraday | Dec 23, 2017 | Uncategorized
How do I pick the best home loan for me when there are so many kinds of home loans out there? Our guide to different kinds of mortgages can help. Home Loans: Few people can buy a house with cash. Home loans are a reality for most of us. But with so many different...
by Borrowing Better Staff | Dec 19, 2017 | Borrowing, Homes
If you are buying a home, you have probably heard the term adjustable rate mortgage. However, you may have very little idea of what an adjustable rate mortgage actually is. Consequently, you probably have no way of knowing if this is the best kind of home loan for...
by Jess Faraday | Dec 13, 2017 | Borrowing, Homes
Mortgages are complicated, and they bring lots of complicated terms and definitions. APR? Interest Rate? What do they mean, and what’s the difference? Most importantly, what do they mean to your mortgage? And what can not knowing cost you? Let’s have a look. Interest...
by Fawn Neun | Dec 6, 2017 | Borrowing, Buying Tips, Homes
The average first time home buyer is often completely overwhelmed when they start to consider homeownership. A new home is likely the largest purchase most people will make in their lifetime. When you’re first starting out, you may experience some sticker shock. And a...
by Borrowing Better Staff | Nov 25, 2017 | Borrowing, Credit, Homes
If you dream of buying a home but have less-than-perfect credit, don’t despair. Credit repair’s not rocket science, all you have to do is follow these 10 simple steps. Get your credit score. Find negative items on your credit report. Check your credit...
by Jen Froderman | Nov 8, 2017 | Borrowing, Credit, Homes
You’re all set to buy a house, but what kind of mortgage is right for you? For some, a conventional loan’s the way to go. For others, an FHA loan may be a better bet. You can get either kind of loan from a bank or credit union, but FHA loans are insured by...
by Jess Faraday | Nov 8, 2017 | Borrowing, Buying Tips, Credit, Homes
Lots of people dream of home ownership But when it comes down to it, most of us only have a fuzzy idea about how to buy a home. The terms can be confusing: Down payment, APR vs. interest rates, no money down… How do people qualify for home loans? How much do...
by Jess Faraday | Nov 7, 2017 | Borrowing, Buying Tips, Homes
Thinking of buying a home but don’t have a 20 percent down payment? If you take a look at these types of loans, you may be pleasantly surprised. The down payment’s what many people see as the main barrier to buying their first home. Some industry...
by Kevin M. Lyle | Aug 16, 2017 | Borrowing, Tools & Resources
Buying a home is one of the most exciting journeys in life. When buying a home, there are several different factors to consider. Some of those options include things like fixed or adjustable rate mortgages, insurance requirements, and potential tax costs. However,...
by Kevin M. Lyle | Aug 14, 2017 | Credit, Tools & Resources
Let’s discuss the importance of seeing a copy of your annual credit report and share tips on achieving better credit. Everybody who has been issued a social security number has a credit report and this is the case regardless of whether you’ve ever opened...
