by Borrowing Better Staff | Feb 27, 2018 | Consolidation
Your home is one of your most valuable assets. Even if you still owe money on your home, you may be able to use the home equity that you do have to address other debts. For example, if you are struggling with high-interest credit card debt, you may be able to take out...
by Borrowing Better Staff | Feb 23, 2018 | Consolidation
Are you having difficulty managing your debts? Debt consolidation could be the answer. By combining all of your debts into a single account at a lower interest rate, you can decrease the chance of missing payments, save on interest charges, and possibly establish...
by Borrowing Better Staff | Feb 15, 2018 | Tools & Resources
If you casually follow the market through accessible shows like Marketplace on NPR, you’ve likely heard updates when the Fed decides to raise and lower the US interest rates. To an uninformed viewer or listener, this news might not seem like a big deal. “Why do people...
by Borrowing Better Staff | Feb 11, 2018 | Tools & Resources
Interest rates are some of the most determining factors in both economy and finance. They’re one of the primary ways the Fed influences the market, and the determining factor over whether you want to invest in government securities, buy a home, or make a large...
by Borrowing Better Staff | Feb 7, 2018 | Tools & Resources
If you’re applying for a loan for the first time, you probably have a lot of questions when it comes to how much money the bank will charge you when it’s all said and done. Home purchases are steadily rising, and are projected to stay that way for 2018. Ahead, we’ll...
by Borrowing Better Staff | Feb 3, 2018 | Tools & Resources
How the Federal Reserve works can be a mind-boggling concept for many average Americans. Perhaps that’s why certain conspiracy theories pop-up on how the Fed controls everything through lending money to the US. Well, they aren’t entirely wrong. The economy’s momentum...
by Borrowing Better Staff | Jan 30, 2018 | Tools & Resources
Most of us don’t think about it when we’re making everyday purchases, but the Fed controls multiple aspects that determine how much money is in circulation. The value of a dollar is determined by how many there are in the world, which trickles down to all aspects of...
by Borrowing Better Staff | Dec 24, 2017 | Blog, Tools & Resources
Property taxes on homes and businesses raise funds for a large part of the county, including for city and town governments. A smaller part of property taxes goes to state budgets in the United States. Borrowing Better is happy to provide its readers with this guide to...
by Fawn Neun | Dec 24, 2017 | Credit, Homes
New homebuyers find their vocabularies expanding when they start shopping for a mortgage. You may already be familiar with terms like “APR” and “credit score.” Both of these will come into play when you look for a loan, as will your debt-to-income ratio. What is...
by Fawn Neun | Dec 24, 2017 | Borrowing, Homes
With the ever-changing state of the housing and financial markets, many homeowners consider a refinance mortgage to meet those changes. There are several reasons a homeowner may want to consider refinancing their home loan. Homeowners can often reduce their interest...
